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INVESTMENT RISK PROFILE QUESTIONNAIRE
Client:        
Consultant: Date: (DD/MM/YYYY)
In order to help determine the most suitable investment portfolio for your needs, would you please answer the following questions. Please indicate which answer mostly represents your view.
Question 1.
Keeping in mind your primary financial goals, in approximately how many years would you expect to need this money?
Period
Less than 1 year.
1-3 years.
3-7 years.
More than 7 years.
Question 2
Keeping in mind the fact that the higher return, the higher the risk, approximately what annual rate of return would you need to meet your goals?
Annual rate of Return
Less than 5%.
5-10%.
Above 10%.
Question 3
Assuming you have an amount of money to invest, how would you invest it?
Preference
The safety of my money is the primary objective. I would rather a low  return than risk the loss of any of my capital.
I want my investment to produce the current income I need and my capital should remain relatively stable.
I am willing to accept some fluctuations in my capital over the short term in exchange for higher returns over the long run.
In order to achieve the maximum return on my investment I am willing to accept a higher degree of risk.
Question 4
How concerned are you that earnings on your savings and investments can exceed the rate of inflation?
Level of Concern
Not concerned.
Slightly concerned.
Moderately concerned.
Highly concerned.
Question 5
Have you ever invested in shares, bonds or managed fund before?
Preferences
No but if I had the fluctuations would make me uncomfortable.
No but if I had I would be comfortable with the fluctuations in order to make a higher return.
Yes but I was uncomfortable with the fluctuations despite the potential to make a higher return.
Yes and I was comfortable with the fluctuations in order to make a higher return.
Question 6
How would you react if your long term investment declined by 15% in one year?
Level of concern
I can't accept any declines in the value of my investments.
If the income I received didn't change, I would not be too concerned about my capital declining in the short term.
I generally invest for the long term but would be concerned.
I invest for the long term and would accept fluctuations due to short term market Influence.
Question 7
Which one of the following statements describes your feeling towards choosing investment?
Preferences
I would select investments that have a low degree of risk associated with them.
I prefer to diversify with a mix of investments which have an emphasis on low risk. I am happy to have a small proportion of the portfolio in assets that have a higher risk in order to achieve a slightly higher return. I can accept a negative return of 1 in 9 years.
I prefer a spread of investments in a balanced portfolio. I can accept a negative return of 1 in 7 years to make a higher return.
I prefer to diversify my investments with an emphasis on investments that have higher returns, but still have a small amount of low risk investments. I can accept a negative return of 1 in 5 years.
I would only select investments which have the potential to earn higher rates of return but may have a high degree of price fluctuation. I can accept a negative return of 1 in 3 years in order to achieve this.
Question 8
In what currency do you earn most of your income?
Which country do you intend to return/retire to?